Bajaj Finance

Bajaj Finance delivered a strong Q4 FY26 with AUM crossing ₹5.1 lakh crore, growing 22.4% YoYCurrent reported value: 22.4% YoY. No comparable prior figure is available in the source record., and PAT up 26.7% YoYCurrent reported value: 26.7% YoY. No comparable prior figure is available in the source record.. The quarter saw record loan bookings of 12.9 millionCurrent 12.9 million. Reported change: +52.5M full year. and 3.93 millionCurrent 3.93 million. Reported change: +17.5M full year. new customer additions, taking the total franchise to 119.3 million. Credit quality improved with GNPA at 1.01% and credit cost (revised) at 1.65%, down from 1.97% last year. Management guided for FY27 AUM growth of 22-24%Current reported value: 22-24%. No comparable prior figure is available in the source record., credit cost of 1.45-1.60%Current reported value: 1.45-1.60%. No comparable prior figure is available in the source record., and ROA of 4.4-4.6%Current reported value: 4.4-4.6%. No comparable prior figure is available in the source record., supported by tailwinds from winding down the two-wheeler portfolio and MSME recovery. AI transformation is accelerating with 800+ autonomous agents planned. Key risk: geopolitical tensions could disrupt macro stability and consumer demand.