FY27 ROA towards upper end of 2.0-2.2% medium-term range
Management expects ROA to be at the upper end of the medium-term guidance, with margin compression offset by opex efficiencies and lower credit costs.
BAJAJHOUSINGFINANCE / guidance tracker
Keep management guidance in view.
Bajaj Housing Finance · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
margins
Sambhav monthly disbursements to reach ₹600 crore+ in 12 months
Sambhav housing loans are on track to achieve monthly disbursements of ₹600 crore or more over the next 12 months.
Q1 FY27 NIM likely sideways with slight compression for full year
Net interest margin in Q1 FY27 is expected to be broadly stable vs Q4 FY26, but full-year compression of ~10 bps is anticipated due to portfolio repricing.