Aye Finance
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
₹1,796 Cr
financial record pending verification
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 2 tracked commitments: 0 delivered, 2 missed.
Call date
2026-04-??
latest available source date
Signal trajectory
2 actual quartersCurrent read
0/100
Across 2 tracked commitments: 0 delivered, 2 missed.
Latest source read
What changed this quarter?
Aye Finance delivered a strong Q4 FY26, with AUM reaching ₹7,044 crore (up 27% YoY) and disbursements of ₹1,655 crore (up 26% QoQ). PAT grew 110% YoY to ₹86 crore, driven by improving asset quality and lower credit costs. The net interest margin expanded to 16.4% as cost of borrowings moderated to 10.87%. Management guided for FY27 AUM growth of 25-30%, credit cost of 3.5-4%, and operating expense ratio of 8.25-8.75%. The mortgage loan mix increased to 23% of portfolio, with a target of 30-35% over 2-3 years. Key risk: any sharp rise in interest rates could pressure NIMs despite the priority sector lending buffer.
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Signal
Positive
Revenue
₹1,796 Cr
Source date
2026-04-??
Across the record
Quarter history.
History modules