Axis Bank · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
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Questions audited
11
Answered directly
59%
Numeric claims
0
Consistency
—
Question ledger
Mahrukh Adajania · Nuvama
partialWe are focused on increasing the momentum of growth in the business. We are going at 200 basis points higher than the industry. We shall endeavor to continue to push for higher, better, and better quality growth from here.
Mahrukh Adajania · Nuvama
directIn the current quarter, we have favorable orders from the ITAT... The aggregated amount of tax provision reversed... is INR 550 crores.
Mahrukh Adajania · Nuvama
directA dominant part of the write-off for the current period has come from our CBD and retail portfolio... dominantly CBD and retail rule-based, with a few wholesale accounts which would have a tail amount that would have been written off post-recovery.
Rikin Shah · IIFL Securities
directPlease look at overnight placements plus SLR together... there will be a net increase if you add the two lines up by roughly about 3,800-3,900 crores... Yes, there is an increase in the SLR securities on account of the runoff comments.
Rikin Shah · IIFL Securities
partialDirectionally, they are coming from the unsecured product segments. We have never given you product-specific details, so we would not like to start doing that now... recoveries from written-off accounts for the quarter are actually up 49%, up 67% sequentially... if you add the two quarters together, you pretty much get what we had promised.
Rikin Shah · IIFL Securities
evasiveThe bank is reviewing and evaluating implications of the draft circular on our legal and operating model. We do intend to review and make representations... We will wait for the final guidelines to determine our position.
Kunal Shah · Citigroup
partialWe're expecting to see a pickup in the loan growth in this quarter and the next, but we will continue to calibrate the composition of the loan growth, particularly on the retail side, in order to optimize the best return.
Kunal Shah · Citigroup
partialAs long as the market remains disciplined about pricing for deposits, we would expect a reasonable part of the bank book to be repriced... it is unlikely for deposit rates to go up.
Nitin Aggarwal · Motilal Oswal
partialWe have revisited the risk rates on operational deposits. And because we've revisited the risk rates, the outflow rate has changed... We will operate in a range. Our reported number for the current quarter is a number that we are comfortable with at the moment.
Nitin Aggarwal · Motilal Oswal
evasivePart of it is productivity gains playing through for some of our previous investments that we have made on the digital index side. I will not offer a comment on individual line items of my cost.
Chintan Joshi · Autonomous
evasiveNo, it's too early into the cycle to take a call either way... I don't think we would call out a peak or a trough either way.
Param Subramanian · Nomura
directWe did have a one-time write-back of INR 550 crores... we thought it was a fair and opportune time to create a balance sheet strength for which we created the INR 520 crores prudent provision. On a net basis, they broadly equalize.
