Axis Bank · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
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Questions audited
12
Answered directly
58%
Numeric claims
0
Consistency
—
Question ledger
Mahrukh Adajania · Nuvama Wealth Management
evasiveWe're not putting the absolute number out on what the quantum of the one-timer is on a QoQ basis. I just want to clarify for you that we've done two things on operating expenses...
Mahrukh Adajania · Nuvama Wealth Management
evasiveWe have various levers in hand, which is going after term deposits to support our balance sheet, look at our outflow rates... I don't want to get boxed into how it will play out in the next or the next couple of quarters.
Chintan Joshi · Autonomous Research
partialThe metrics that we work off is LCR... our LCR bobs around between 115 and 120. That's the range that we like to keep it.
Chintan Joshi · Autonomous Research
directOur intention at this point in time... is that we have no intention of releasing our COVID provisions. By March 2024, we will take a call... but our intention is not to write back any of it at this point in time.
Param Subramanian · Nomura
directThe fees number... represents an overall holistic view on all nature of fees, and it wouldn't be exactly linearly, mathematically correlated with the spends. Also, do keep in mind that the year-on-year growth in spend also represents the acquired portfolio of Citi...
Param Subramanian · Nomura
partialIt partly reflects the fact that our overall loan mix has changed... we are driving cost of funds, we are driving the RITL numbers, we are driving how we can change the product mix, we are driving the overall yields.
Abhishek Murarka · HSBC
directWe are seeing stress build up in loans below INR 50,000. Our share of loans below INR 50,000 is much smaller. I'll ask Sumit and Puneet to expand.
Kunal Shah · Citigroup
directOur quarter on quarter home loan disbursement is up 26%. If I look at our previous quarter number, our book was quarter on quarter -0.05%. This quarter it is +2%, so we are good, seeing good momentum build up.
Saurabh Kumar · JP Morgan
evasiveThe RWA intensity of the portfolio is not changing. I mean, it's been around, it's bobbing around 66%-67% for the last, you know, 6-8 quarters. I think that should give you an indication of how we are thinking about risk.
Jai Mundhra · ICICI Securities
partialAdjusted for Citi against the 2.41% that we have reported in the current quarter, the outlook will be around 2.10, would be the target as we would stand.
Piran Engineer · CLSA India
directOne is portfolio composition, which is retail SME wholesale, but there's another driver under that, which is the product mix. Further, there has been a driver, which is RIDF reductions... Lastly, there is a driver on the currency composition of the advance book.
Nitin Aggarwal · Motilal Oswal Financial Services
partialWe are looking at doing about 500 branches this fiscal, and we are on the path to delivering that.
