Q4-FY26 · Gaurav Jain
We are inducting AI in our core operating model which can lead to a complete reimagination of our customer journeys and provide a sustainable operating leverage over the coming years.
AUSMALLFINANCEBANK / language trends
Read confidence between the lines.
AU Small Finance · tone and specificity signals across the available quarters.
Research layer active
Language signals
What changed in management language.
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Q4-FY26 · Sanjay Vualal
I would advise anybody that you should actually build this quarter credit cost as an overall cost for next year... you should build it around 90 pips or maybe in that range.
Q4-FY26 · Sanjay Vualal
Our focus will remain on building a very stable liability franchise... we are not playing a profit game; we need to build it somehow somewhere.