Credit cost around 90bps for FY27
Management guided to build credit cost around 90bps for next year, with potential savings from normalization in MFI and credit card portfolios.
AUSMALLFINANCEBANK / guidance tracker
Keep management guidance in view.
AU Small Finance · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
margins
Cost-to-assets below 4% in FY27
Management expects cost-to-assets (ex-CGFMU) to decline below 4% in the current financial year, from 4.1% in FY26.
Sustainably compound at 2-2.5x nominal GDP growth
The bank aims to grow at 2 to 2.5 times India's nominal GDP growth rate over the long term.
Target cost of funds around repo rate long-term
Management's long-term aspiration is to bring cost of funds to around the prevailing repo rate, currently 5.25%.