Aptus Value Housing

Aptus Value Housing Finance delivered a strong Q4 FY26Current reported value: 26. No comparable prior figure is available in the source record. with disbursements of ₹1,242 croreCurrent ₹1,242 crore. Reported change: +17% YoY. (highest ever, +17% YoY) and PAT growth of 26% YoYCurrent reported value: 26% YoY. No comparable prior figure is available in the source record. to ₹261Current reported value: 261. No comparable prior figure is available in the source record. crore. AUM grew 21% YoYCurrent reported value: 21% YoY. No comparable prior figure is available in the source record. to ₹13,117 crCurrent ₹13,117 Cr. Reported change: +21% YoY.ore, driven by higher ticket sizes (discontinued sub-₹7 lakh loans) and expansion into Maharashtra and Odisha. Spreads improved 10bps to 9% due to lower cost of funds (8.1%). Collection efficiency rose to 100.5%Current 100.5%. Reported change: +140bps QoQ., though GNPA increased to 1.52% (vs 1.19% in FY25) mainly from NBFC portfolio. Management guided for 22-24% AUM growthCurrent reported value: 22-24% AUM growth. No comparable prior figure is available in the source record. in FY27 and sustained ROE above 20%, supported by 60 new branches and connector channel. Risk: rising competition in Tamil Nadu and potential yield compression from calibrated lending rates.