APOLLOFINVEST / Q3-FY26 / claim-ledger

Audit the questions that mattered.

Apollo Finvest · Analyst questions, management answers, and the quality of the response where the ledger is available.

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WatchQ3-FY26 · 2026-02-15Back to quarter ↗

Questions audited

8

Answered directly

63%

Numeric claims

0

Consistency

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Question ledger

What was answered, and how?

Riddul Jooshi · Research desk

evasive

When will disbursals, AUM, and revenues show growth given liquidity easing?

the focus isn't you know revenue because I think we always kind of think first in terms of profitability because revenue is a purely a function of kind of business model

Riddul Jooshi · Research desk

direct

What additional tech benefits does Apollo provide to partners beyond funds?

tech and experience... integration takes one week with Apollo vs six to eight months with others... little to no downtime... first in class to deploy regulatory changes

Matthew Koshi · Research desk

direct

Why pivot to Apollo Cash and will it harm long-term partner trust?

over the last couple of years we saw 80-85% reduction in players... now there are 4-5 companies showing consistent profitability... we examined them deeply... we will be successful

Matthew Koshi · Research desk

partial

Why has revenue growth been stagnant for years?

revenue growth now will be largely driven by AUM growth... debt to equity is almost close to zero... we will start seeing that now

Paris · Research desk

direct

How significant will Apollo Cash be as a contributor to overall book?

over the next one year I would expect it to be less than 5 to 10% of our AUM where the partnership business continues contributing about 90-95%

Mahabir · Research desk

direct

How will expenses from new hires affect profits?

I do expect our investments in employee expenses to go up and I do feel that will have an impact on our profits... this is the right point to make these investments

Mahabir · Research desk

evasive

Will profits remain stagnant or move up after expenses?

I do expect our investments in employee expenses to go up and I do feel that will have an impact on our profits... this will all pay off 24 to 36 months from today

Nitin Si · Research desk

partial

How will Apollo Cash differentiate from thousands of other loan apps?

this space is so underserved that it's like offering water in a desert... we are getting 300-400 downloads a day with zero marketing... it's a game of efficient execution

Nitin Si · Research desk

direct

Are you working on language support for non-English users?

when you download our app and if your entire phone is in Hindi the app gets translated to Hindi... we are very close to understanding exactly what our customers want