Aditya Birla Capital

Aditya Birla Capital delivered a strong Q4 FY26 with consolidated PAT (ex-one-offs) up 30% YoY to ₹1,124 croreCurrent reported value: 30% YoY to ₹1,124 crore. No comparable prior figure is available in the source record., driven by robust growth across NBFC, housing finance, and insurance segments. NBFC AUM grew 27% YoYCurrent reported value: 27% YoY. No comparable prior figure is available in the source record. to ₹1.6 lakh crCurrent ₹1.6 lakh cr. Reported change: +27% YoY.ore, with retail/MSME contributing 85% of incremental growth. Housing finance AUM surged 53% YoYCurrent reported value: 53% YoY. No comparable prior figure is available in the source record. to ₹47,450 crCurrent ₹47,450 cr. Reported change: +53% YoY.ore, while life insurance VNB margin expanded 260bps to 20.6%Current 20.6%. Reported change: +260bps YoY.. Management guided for NBFC ROA of 2.5% by FY27, housing finance ROA of 2.1-2.2% in FY27, and life insurance individual FYP CAGR of 20%+ over three years. Key risk: margin compression from competitive pressures and potential normalization of credit costs as unsecured mix increases.