Aavas Financiers
Other · 3 quarters tracked · source-linked performance and management context.
Latest revenue
₹234.5 Cr
financial record pending verification
Quarters tracked
3
source records in the directory
Delivery assessment
Assessment incomplete
Across 4 tracked commitments. Delivery assessment incomplete while 1 remain unresolved or evidence-limited.
Call date
2026-04-??
latest available source date
Signal trajectory
1 actual quarterCurrent read
Assessment incomplete
Across 4 tracked commitments. Delivery assessment incomplete while 1 remain unresolved or evidence-limited.
Latest source read
What changed this quarter?
Aavas Financiers reported a solid Q4 FY26 with net profit of ₹1.82B (+18% YoY) and revenue of ₹234.5B (+15% YoY). Disbursements grew 11% to ₹67.8B, while AUM crossed ₹200B. Asset quality improved sharply with GNPA at 1.05% (down 14bps QoQ) and 1+ DPD at 3.17% (down 63bps QoQ). NIM expanded 44bps sequentially to 8.45%, supported by spread improvement and risk-adjusted pricing. The company added 31 branches, focusing on high-potential states like Tamil Nadu, Gujarat, and UP. Management guided for 20%+ AUM growth and reiterated credit cost below 25bps. Key risk: competitive pressure and yield compression from repo rate cuts could pressure NIMs if risk-adjusted pricing initiatives lag.
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Signal
Positive
Revenue
₹234.5 Cr
Source date
2026-04-??
Across the record
Quarter history.
History modules