Central Bank of India — Q4 FY26
Central Bank of India reported a mixed Q4 FY26.
neutral
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
Credit growth target of ₹3.40 lakh crore by March 2026
Management expects total advances to reach ₹3.40 lakh crore by Q4 FY26, driven by strong sanctions and disbursements.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
CD ratio to reach 73-74% by Q4 FY26
The bank aims to improve its credit-deposit ratio to 73-74% by March 2026, up from 72% in Q3.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
NIM to be maintained at 3%
Despite rate cuts, management expects to sustain NIM at 3% through Kasa growth and RAM focus.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1