Capri Global Capital Ltd — Q4 FY26
Capri Global delivered a strong Q4 FY26 with PAT of ₹283 crore (+59% YoY) and full-year PAT of ₹949 crore (+98% YoY).
bullish
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
Spread guidance of 7.2%
Management expects spread to improve to 7.2% in Q4 FY26, driven by higher gold loan mix and lower cost of funds.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
Cost of funds reduction of 24-25 bps in 3-6 months
Management expects to reduce cost of funds by another 24-25 bps in the next 3-6 months through borrowing mix optimization and potential rating upgrade.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1