Agriculture NPA stickiness
Agriculture GNPA remained at 2.76% QoQ, and management expects it to remain rangebound with lower bias, not a sharp decline.
medium · analyst_questionCapital Small Finance Bank Ltd — Q4 FY26
Capital Small Finance Bank delivered a steady Q4 FY26 with PAT of 40 cr (+17% YoY) and NIM improving to 4.06% (+5bps QoQ).
bullish
high
Financial stats pending filing verification
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
Geopolitical and monsoon risks
Analyst raised concerns about geopolitical tensions and potential weak monsoon impacting agriculture portfolio; management downplayed citing collateral and irrigation.
medium · analyst_questionECL transition impact
New ECL guidelines are still being evaluated; management expects P&L neutral to positive impact but uncertainty remains.
low · analyst_question