What was Can Fin Homes's revenue in Q4 FY26?

Can Fin Homes reported revenue of — in Q4 FY26, a — change year-over-year.

Did Can Fin Homes management deliver on previous promises?

Of 1 tracked promise, management 0 met, 0 close, 1 missed.

Can Fin Homes Q4 FY26 Research Workspace: Revenue — (—)

Q: What guidance did Can Fin Homes management give?

FY27 disbursement target of ₹13,000 crore: Management targets 13,000 crore disbursements for FY27, implying ~23% growth over FY26, driven by 28 new branches and sales team expansion to 150 people.

Revenue —

EBITDA —

PAT ₹1,085 Cr +26.6%

EBITDA Margin —

Duration 59 min

Read Time 1 min read

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2-Minute Summary

✦ AI-Generated from Full Transcript

Can Fin Homes delivered a strong Q4 FY26 with disbursements of ₹3,245 crore, a new quarterly peak, and full-year disbursements of ₹10,531 crore exceeding the guidance of ₹10,500 crore. PAT for the year stood at ₹1,085 crore, up 26.6% YoY, though this includes one-time DTA and tax refund items; adjusted PAT of ₹1,027 crore still reflects 20% growth. The key strategic achievement was shifting 85% of the loan book to quarterly reset, protecting spreads at 2.8% despite passing on 50 bps to customers. Management guided for FY27 disbursements of ₹13,000 crore, AUM growth of ~14%, and maintained a conservative spread guidance of 2.75%. Credit costs remain benign at 10 bps, with guidance of 15 bps. The main risk is a potential rate hike cycle that could pressure the remaining 15% of the book still on annual reset.

Promises0 met · 1 missedRisks4 trackedTranscriptfull text

Research workspace

Focused Modules

⚖Claim Ledger 83% answered

Did management answer the analysts?

12 analyst questions audited.

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◈Promises 1 promise

Promise Tracker

0 delivered, 0 close, 1 missed.

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!Risks 4 risks

Risk Intelligence

Rate hike cycle impact on spreads

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Quarter Snapshot

Disbursements (Q4 FY26) ₹3,245 crore

+23% YoY

All-time high quarterly disbursement, driven by strong demand and branch expansion.

Full-year disbursements (FY26) ₹10,531 crore

+18% YoY

Exceeded guidance of ₹10,500 crore; supported by new branches and sales team.

GNPA ratio 0.85%

-2 bps YoY

Fifth consecutive quarter of absolute delinquency reduction; credit costs remain low.

Quarterly reset book share 85%

+70pp YoY

Shift from annual to quarterly reset protects spreads; 50 bps passed on to customers.

Fast read

Guidance and risk preview

Top guidance FY27 disbursement target of ₹13,000 crore

Management targets 13,000 crore disbursements for FY27, implying ~23% growth over FY26, driven by 28 new branches and sales team expansion to 150 p...

Top risk Rate hike cycle impact on spreads

If interest rates rise, the 15% of the book still on annual reset will lag in repricing, potentially compressing spreads.