Bank of India Ltd — Q4 FY26
Bank of India reported a strong Q4 FY26 with net profit of ₹10,527 crore (up 14% YoY) driven by robust business growth and improved asset quality.
bullish
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
Global advances growth of 13-14% for FY26
Management guided global advances growth at 13-14% for FY26, supported by a corporate pipeline of ₹65,000 crore.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
Global deposits growth of 11-12% for FY26
Management guided global deposits growth at 11-12% for FY26, with focus on low-cost deposits.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
NIM to be maintained around 2.50% for FY26, Q4 around 2.60%
Management expects full-year NIM around 2.50% and Q4 NIM around 2.60%.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1