Bandhan Bank Ltd — Q4 FY26
Bandhan Bank delivered a strong Q4 FY26 with PAT of ₹534 crore (+68% YoY), driven by margin expansion to 6.2% (up 30bps QoQ) and sharp improvement in asset quality.
bullish
high
Financial stats pending filing verification
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
NIM improvement from current levels
Management expects NIM to improve due to cost of funds decline (35-50bps benefit), partially offset by repo rate cut impact of ~11bps.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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