Bajaj Housing Finance Ltd — Q4 FY26
Bajaj Housing Finance reported a steady Q4 FY26 with AUM crossing ₹1,40,000 crore (up 23% YoY) and PAT of ₹669 crore (+14% YoY; +20% excluding one-time tax benefit).
neutral
medium
Financial stats pending filing verification
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
NIM compression of 8-10 bps for FY26 vs FY25
Net interest margin expected to compress by 8-10 basis points for the full year FY26 compared to FY25, driven by assignment mix and attrition.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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