Manish Chan
Chief Financial Officer
Notable Quotes
We are targeting ROA of 1.35 to 1.4 in FY27 and we are targeting ROA of 1.6% plus in FY29.
We intend to organically grow our secured loan book at the rate of 22% plus for FY27 and further accelerating the growth to achieve an advanced book of over 16,000 cr by FY29.
We are not in a co-lending but we are in a business correspondent lending model... the credit risk is going to be with the originator.
We strongly believe our liabilities are one of our biggest assets.
The benefit of deposit repricing has started showing initial signs and yet to be realized.
We are quite confident of bringing it back again sub 5% level by March 31, 2026.