Anuj Mathur
MD and CEO
Notable Quotes
Our growth rate was highest amongst the top 10 players in WPI terms in the industry, which demonstrates the strength of our business.
We don't see this as any kind of big risk for us because we are already in that mode.
We have seen our individual weighted premium income has grown at a healthy pace of 20% year-on-year for the 9 months period which ended 31st of December. And if I talk about quarter-on-quarter year-on-year Q3 of last year versus Q3 of this year we have seen growth of 29%.
Our total expense ratio for 9 months as of 31st of December 2025 has improved to 18.7%. This is an improvement of 130 basis points over the same period last year.
We expect that by the end of the year the UL mix should come down to about 55% and trad should move up to 45%.
Our market share in private life insurance space has also improved by 20 basis points over previous year.
We are confident that we will be able to maintain our VNB margins to the levels which I've already spoken about.