LIC Housing Finance
LIC Housing Finance reported Q4 FY26 revenue from operations of ₹7,194 crore, down ~1.2% YoY, while PAT grew 9.46% YoY to ₹1,497 crore, aided by lower credit costs (2 bps in Q4) and improved NIM of 2.80% (up 11 bps QoQ).
LIC Housing Finance vs ICICI Prudential Life Q4 FY26
Side-by-side earnings comparison across verified financials, sentiment, risks, and management commentary.
ICICI Prudential Life
ICICI Prudential Life reported a mixed FY26 with PAT up 34.6% YoY to ₹16B, driven by higher investment income including a ₹1.14B gain from sale of a subsidiary.
Result Snapshot
Revenue₹7,194 Cr₹3,185 Cr
PAT₹1,497 Cr₹624 Cr
EBITDA Margin—-24%
Sentimentneutralneutral
Key Quotes
Given a choice between protecting margins and going for growth, I would prefer to protect my margins than really go hell for growth.
Our focus is on growing the absolute VNB which we have been able to achieve through improvement in product mix and operational efficiencies even after accounting for the unavailability of input tax credit.