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Treasury yield volatility impacting income
View Risks →Jio Financial Services Ltd — Q4 FY26
Jio Financial Services reported a strong Q4 FY26 with consolidated total income of ₹1,020 crore, up 97% YoY, driven by robust growth across lending, payments, and asset management.
bullish
high
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Jio Financial Services reported a strong Q4 FY26 with consolidated total income of ₹1,020 crore, up 97% YoY, driven by robust growth across lending, payments, and asset management. The lending arm, Jio Credit, achieved AUM of ₹25,700 crore (up 156% YoY), while the new Jio Finance app reached 23 million unique users and 9.3 million monthly active users. The company's core business operations now contribute 54% of total income, up from 20% last year. Management highlighted the successful launch of the neural agentic marketplace and expects continued scaling. However, treasury income was impacted by volatile yields in late March. The risk remains elevated credit costs if the lending book deteriorates amid macroeconomic headwinds.
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AUM (Jio Credit)
₹25,700 crore
+156% YoY
Assets under management for the lending business crossed ₹25,700 crore as of March 31, 2026.
Unique Users (Jio Finance App)
23 million
+2.5x YoY
Total unique users across digital properties grew 2.5 times year-on-year to 23 million.
Monthly Active Users (MAU)
9.3 million
Not disclosed
Monthly active user base climbed to 9.3 million in Q4 FY26.
TPV (Jio Payment Solutions)
₹52,200 crore
+4.1x vs FY24
Total transaction processed volume for FY26 crossed ₹52,200 crore, a 4.1x increase over FY24.
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Management stated that Jio Credit will diversify its asset portfolio by entering new credit segments and strengthening physical and digital touch p...
A steep increase in treasury yields in late March 2026 due to geopolitical tensions impacted treasury income and mark-to-market gains.
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