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HDFC Life Insurance vs Central Bank of Q4 FY26

Side-by-side earnings comparison across verified financials, sentiment, risks, and management commentary.

HD

HDFC Life Insurance

HDFC Life reported FY26 PAT of ₹1,910 crore and VNB of ₹4,340 crore (+2% YoY), with new business margins at 24.2% (down 140bps YoY) due to GST/surrender value impact (130bps), fixed cost absorption (90bps), and assump...

CE

Central Bank of

Central Bank of India reported a mixed Q4 FY26.

Result Snapshot

Revenue₹19,890 Cr₹10,811 Cr
PAT₹497 Cr₹748 Cr
EBITDA Margin1%
Sentimentneutralneutral

Key Quotes

We have maintained pricing discipline in this segment and while this has had a near-term impact on volumes, it positions us better from a long-term value and margin standpoint.
Vibha Padalkar · MD & CEO
Our capital is not a constraint for meeting our growth aspiration in credit side. We have given guidance of 14 to 16% in credit side growth.
Shri Kalyan Kumar · MD and CEO