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Dar Credit Management Guidance Tracker

8 forward-looking guidance items tracked across 2 quarters.

Growth

Q3 FY26AUM to reach ₹235 crore by Q4 FY26Active

Management expects to add ₹30-35 crore in AUM during Q4, closing FY26 at around ₹235 crore.

Q3 FY26AUM to cross ₹300 crore by FY27Tracked

Balance sheet assets projected to exceed ₹300 crore by March 2027, with borrowings increasing to ~₹250 crore.

Q3 FY26Average monthly disbursement of ₹14-15 croreActive

Internal target for monthly disbursement run-rate to support growth without compromising asset quality.

Q4 FY26AUM target of ₹260-275cr for FY27Tracked

Management guided AUM to reach ₹260-275 crore in FY27, up from ₹230.55cr in FY26.

Q4 FY26Balance sheet to cross ₹350-370cr in FY27Tracked

Total balance sheet size expected to exceed ₹350-370 crore in FY27, from ₹294.4cr currently.

Capex

Q3 FY26NCD issuance plan of ₹100-125 croreTracked

Company plans to raise ₹100-125 crore via listed NCDs in the coming year to fund growth.

Expansion

Q4 FY26Add 5-7 branches in existing states in FY27Active

Plans to open 5-7 new branches within current operating states to deepen presence.

Other

Q4 FY26Target portfolio mix: 30-35% personal loans, 35-40% secured MSME, rest unsecuredTracked

Management aims to maintain a portfolio mix with personal loans at 30-35%, secured MSME at 35-40%, and unsecured MSME as the balance.