Q4-FY26 · Shri Cetti
Our FY26 performance reflects a consistency born out of a calibrated multi-year shift in how we run the bank.
STATEBANKOFINDIA / language trends
Read confidence between the lines.
State Bank of · tone and specificity signals across the available quarters.
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Language signals
What changed in management language.
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Q4-FY26 · Shri Cetti
We are sticking to our credit cost guidance of 50 basis points even despite whatever happens on the West conflict.
Q4-FY26 · Shri Cetti
We are focusing on the relationship value... we are encouraging our field staff to be more proactive in terms of negotiating on that.