Domestic NIM above 3% for FY27
Management reiterated guidance for domestic net interest margin to remain above 3% for the full year FY27.
STATEBANKOFINDIA / guidance tracker
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State Bank of · forward-looking guidance across the available source record.
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Guidance tracker
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Credit growth of 13-15% for FY27
Bank guided for credit growth of 13-15% in FY27, with corporate growth expected at 12-13% and RAM driving the rest.
Credit cost guidance of 50 bps for FY27
Management maintained credit cost guidance of 50 basis points for FY27, confident in asset quality despite West Asia conflict.
Cost-to-income ratio below 50%
Bank aims to keep cost-to-income ratio contained below 50% for FY27.