Double-digit revenue growth for FY27
Management expects double-digit revenue growth including the IDBI bank mandate that commenced in Q1; core business excluding IDBI is growing at ~3% which is below inflation.
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Radiant Cash Management Services · forward-looking guidance across the available source record.
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revenue
Standalone EBITDA margin 17-18% by FY27 year-end
After factoring in expected price revisions from banks, management targets standalone EBITDA margins of 17-18% for full year FY27, up from 13.5% in Q1.
RVL break-even in Q3 FY27
Radiant Valuable Logistics is expected to turn profitable in Q3 FY27 (September quarter) given current trajectory of Rs 2.21 crore quarterly revenue and new marquee client additions.
ACE Money EBITDA positive in Q3 FY27
Fintech subsidiary ACE Money is expected to achieve EBITDA breakeven in Q3 FY27 through soundbox/QR deployment revenues (60-70% already in order book) and narrowing losses from PF subsidy discontinuation.
PSU Bank Contract Revenue
Additional ₹20 crore annual revenue from newly won PSU bank mandate will commence from April 1, 2026.
ACE Money Q4 Break-even
Radiant ACE Money targets achieving break-even in Q4 FY26 through focus on higher-margin transaction revenues rather than POS deployment.
Valuables Logistics Break-even
Expected to achieve break-even in next 1-2 quarters, with sequential growth of 30%+ QoQ, though one-quarter slippage from prior guidance.
Margin Improvement Linked to Revenue Growth
Further EBITDA margin improvement contingent on top-line growth; management taking measures to grow core business and improve operating leverage.