Q4-FY26 · Ashok Chandra
We met or exceeded our stated guidance for 2025-26 financial year across most key parameters. The only areas of variance were the CASA ratios and margins which were largely influenced by liquidity and interest rate dynamics.
PUNJABNATIONALBANK / language trends
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Punjab National Bank · tone and specificity signals across the available quarters.
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Language signals
What changed in management language.
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Q4-FY26 · Ashok Chandra
Our recovery is 2.4x of the slippages in FY 2026 reflecting our commitment towards improving asset quality.
Q4-FY26 · Ashok Chandra
We have enough cushion to take care of any requirement which will come on account of implementation of ECL from 1st April 2027.