Q1-FY26 · Q4 FY25
AUM Growth: 35-40% YoY for FY26 onwards
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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POONAWALLA / Q1-FY25 / promises
Measure what management said.
Poonawalla Fincorp · A quarter-by-quarter view of forward statements and whether delivery is visible yet.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Management delivery ledger
Promises over time.
Q2-FY25 · Q1 FY25
FY25 AUM Growth: 30-35% YoY
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY25 · Q1 FY25
Cost of Funds Stable
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY26 · Q1 FY26
AUM Growth Guidance Upgrade
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q2-FY26 · Q1 FY26
NIM Target of ~9% in 4 Quarters
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q2-FY26 · Q1 FY26
Credit Cost Guidance of 1.5%-2%
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q2-FY26 · Q1 FY26
400 Gold Loan Branches by March 2026
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q3-FY25 · Q2 FY25
400 New Branches by FY26
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q3-FY25 · Q2 FY25
INR 50 Crore Quarterly Investment for Six Quarters
Current-quarter commentary contains related evidence, but delivery is not conclusive enough for a clean met verdict.
close
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Q3-FY26 · Q2 FY26
Gold Loan Branch Expansion to 400 by March 2026
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
Consumer Durable Distribution to 12,000 Dealer Points
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
NCD Share to Reach 30-35% of Borrowings
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY25 · Q3 FY25
AUM Growth: 30-35% FY25, 30-40% thereafter with potential upside
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY25 · Q3 FY25
Sequential decline in credit cost QoQ
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY25 · Q3 FY25
Product launches: 24/7 Digital Prime PL in Q4 FY25, 7 products in Q1 FY26
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY26 · Q3 FY26
AUM growth guidance maintained at 35%-40%
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY26 · Q3 FY26
NCD share target of 30%-35% of total borrowings
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q4-FY26 · Q3 FY26
Conversational AI platform go-live by March 2026
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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