Q1-FY27 · Q4 FY26
Standalone AUM growth guidance of 15% for FY27
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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MUTHOOTFIN / Q3-FY26 / promises
Measure what management said.
Muthoot Finance · A quarter-by-quarter view of forward statements and whether delivery is visible yet.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Management delivery ledger
Promises over time.
Q1-FY27 · Q4 FY26
Yield likely to sustain at current levels
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY26 · Q1 FY26
Non-Gold Loan Mix Target: 15-20% of AUM
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY26 · Q1 FY26
OPEX to Rise Only by Inflation Rate
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY26 · Q1 FY26
Borrowing Cost to Decline in 3-6 Months
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q2-FY26 · Q1 FY26
Spread Maintenance at 9.5%
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
FY26 Gold Loan AUM Growth: 30-35%
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
Cost of Funds: Additional 15-20bps decline expected
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
Westar Microfinance: Breakeven in 2-3 quarters
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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Q3-FY26 · Q2 FY26
Steady-State Yield: 18-18.5%
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
missed
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