FY27 AUM Growth Target: ~15%
Management maintained its standalone AUM growth guidance of approximately 15% from the March 2026 base of ₹1.72 lakh crore, expected to reach around ₹2 lakh crore. This guidance will be reviewed after H1 FY27 results.
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Muthoot Finance · forward-looking guidance across the available source record.
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growth
Steady-State Yield: 18-18.5%
Management expects yields to stabilize at 18-18.5% going forward, down from the extraordinary 20%+ levels seen in FY26. The 17.93% yield in Q1 is considered the new normalized level.
Branch Expansion: 500-600 Branches in FY27
Group-wide branch expansion plan of 500-600 new branches for the full fiscal year, with Muthoot Money targeting around 150 branches annually.
Credit Losses: Sub-0.1% Range
Asset quality expected to remain stable with credit losses on gross loans at absolute minimum of 0.05%, well below industry standards.