Q1-FY27 · Matthews Marcos
We are approving about only 35-40% of the cases that were getting logged in and that was as a measure of continuing to focus on our quality.
MUTHOOTCAP / language trends
Read confidence between the lines.
Muthoot Capital Services · tone and specificity signals across the available quarters.
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Language signals
What changed in management language.
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Q1-FY27 · Matthews Marcos
Our objective is to bring down the two-wheeler book to around 30% of the overall book and 70% being contributed by car, CV, and maybe we will get into tractors. Basically the objective in the long run is to do everything on wheels. We have accordingly adopted our tagline as 'Turning Wheels Changing Lives.'
Q1-FY27 · Raman Gill
The company has undertaken one ARC deal... the overall objective was to bring down the GNPA at the same time the portfolio which is not contributing wherein we are not getting as much recovery as we should have got.
Q3-FY26 · Mathew Marcus
We had a steady disbursement of so last year if you look at we dispersed 2,900 crores. This year because of as I mentioned we had done policy correction and it took some time to stabilize we will end up with about 2,500 crores of disbursement with the market expected to grow at around 10%. This number is immidently possible.
Q3-FY26 · Mathew Marcus
The only thing that we've missed on is curtailing the NPA cycle... technology is not something that you deploy today and you see the results tomorrow. It takes some amount of time for the technology and the scorecards to work and the machine to learn.
Q3-FY26 · Prakash Kandelwal
Asset quality pressure has been building consistently... the guidance which you had given about 60 crores spare for second half that was very unrealistic. This Q3 result is very disappointing because without that big provision release of 20 crores the result would have looked very horrible.