NIM guidance of 3.75-3.80% for FY27
Net interest margin expected to moderate to 3.75-3.80% for full year FY27 due to rising deposit costs and competitive pressure on lending yields.
KARURVYSYABANK / guidance tracker
Keep management guidance in view.
Karur Vysya Bank · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
margins
Credit growth 1-2% above industry
Loan book growth expected to be 1-2% higher than industry growth, implying around 15-16% growth, with focus on RAM verticals.
ROA guidance of 1.7-1.8% for FY27
Return on assets expected between 1.7% and 1.8% for FY27, down from 1.93% in FY26, due to margin compression and higher opex.
Credit cost below 1% for FY27
Credit cost expected to be less than 1% for FY27, supported by strong asset quality and adequate provisions.