Gross loan portfolio growth of 19-21% in FY27
Management guided for 19-21% growth in gross loan portfolio for FY27, driven by secured assets growing 25-30% and unsecured 10-12%.
JANASMALLFINANCEBANK / guidance tracker
Keep management guidance in view.
Jana Small Finance · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
growth
Deposit growth of 23-25% in FY27
Deposits are expected to grow 23-25% in FY27, with CASA growth targeted at 27-30%.
PAT growth of 80%+ in FY27
Management guided for PAT growth of over 80% year-on-year in FY27, driven by lower credit costs, operating leverage, and revenue growth.
Cost of funds to decline further in Q1 FY27, then stabilize
Cost of funds is expected to decline for one more quarter in Q1 FY27, after which it should stabilize, with no further rate cuts anticipated.