INDUSINDBK / Q4-FY25 / risks

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IndusInd Bank · Material risks, their source context, and severity in the latest available quarter.

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NegativeQ4-FY25 · 2025-05-15Back to quarter ↗

Risk intelligence

Material risks this quarter

Further fraud or accounting irregularities

Board suspects fraud and investigations are ongoing; additional issues may emerge.

high

Microfinance stress persistence

Slippages remain elevated; normalcy only expected in H2 FY26, subject to elections and monsoon.

high

Deposit franchise fragility

Post-March disclosure, deposits saw temporary blip; though stabilized, trust rebuilding is ongoing.

medium

Leadership vacuum and execution risk

CEO and Deputy CEO resigned; interim committee oversees operations until new CEO is appointed.

medium