Elevated microfinance slippages may persist
Microfinance 31-90 DPD increased to 3.2% from 2.2% QoQ, and management acknowledged it's early to conclude stabilization.
INDUSINDBK / Q2-FY26 / risks
Keep the risk register visible.
IndusInd Bank · Material risks, their source context, and severity in the latest available quarter.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Risk intelligence
Material risks this quarter
high
Further credit costs from microfinance
Despite accelerated provisions, net NPA remains high at 1.04%; analyst questioned if more write-offs are needed, management did not rule out.
Gems & Jewellery portfolio stress from US tariffs
Analyst raised concerns about US tariff impact on G&J; management confirmed no SMA1/2 but acknowledged industry pressure.
Leadership gaps and execution risk
Multiple senior positions still vacant; management admitted gaps on business side, which could delay strategy execution.