Q4-FY26 · Anup Bagchi
Our focus is on growing the absolute VNB which we have been able to achieve through improvement in product mix and operational efficiencies even after accounting for the unavailability of input tax credit.
ICICI Prudential Life · tone and specificity signals across the available quarters.
Language signals
Our focus is on growing the absolute VNB which we have been able to achieve through improvement in product mix and operational efficiencies even after accounting for the unavailability of input tax credit.
The way we look at our assumption setting is that we evaluate it at the end of the year, we take a view as to which of these are permanent impairments... for those we take an assumption change, those that we believe are temporary we allow that to go through the variance.
We are not aware of discussions... we do acknowledge that the regulator asked for data which we have provided but we have not heard anything beyond that.