VNB margin baseline at 24.7%
Management indicated that current VNB margin of 24.7% serves as a baseline, with assumption changes already incorporated.
ICICIPRUDENTIALLIFEINSUR / guidance tracker
Keep management guidance in view.
ICICI Prudential Life · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
margins
Cost-to-premium ratio for savings business at 12.1%
Target to maintain or improve cost efficiency through technology and digital initiatives.
Focus on sustainable VNB growth over AP growth
Management reiterated commitment to growing absolute VNB by balancing growth, profitability, and risk.