High single-digit industry growth expected in FY27
Management expects the general insurance industry to grow at a high single-digit rate in FY27, driven by continued momentum in auto sales and health insurance.
ICICILOMBARDGENERALINSUR / guidance tracker
Keep management guidance in view.
ICICI Lombard General · forward-looking guidance across the available source record.
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What management said would happen.
growth
Motor loss ratio to remain in 65-67% range
Management reiterated that the motor loss ratio is expected to stay within the 65-67% range, supported by disciplined underwriting and retention improvements.
Retail health loss ratio guided at 65-70%
The retail health indemnity loss ratio is expected to remain in the 65-70% range, consistent with historical performance.
Dividend payout of ~25% of PAT
The company proposed a final dividend of ₹7 per share, taking the total dividend for FY26 to ₹13.5 per share, representing ~25% of PAT.