Credit growth guidance of 15-16% for FY27
Global advances expected to grow 15-16% in FY27, driven by RAM and mid-corporate segments.
Bank of India · forward-looking guidance across the available source record.
Guidance tracker
Global advances expected to grow 15-16% in FY27, driven by RAM and mid-corporate segments.
Global deposits targeted to grow 13-14% in FY27, with focus on CASA and retail term deposits.
Management aims to improve domestic NIM from 2.78% to near 3% by end of FY27 through better yield and lower cost of deposits.
Bank expects to achieve ROA of 1% for the full year FY27, up from 0.93% in FY26.