BANKOFINDIA / guidance tracker

Keep management guidance in view.

Bank of India · forward-looking guidance across the available source record.

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Guidance tracker

What management said would happen.

Credit growth guidance of 15-16% for FY27

Global advances expected to grow 15-16% in FY27, driven by RAM and mid-corporate segments.

growth

Deposit growth guidance of 13-14% for FY27

Global deposits targeted to grow 13-14% in FY27, with focus on CASA and retail term deposits.

growth

Domestic NIM target of ~3% by March 2027

Management aims to improve domestic NIM from 2.78% to near 3% by end of FY27 through better yield and lower cost of deposits.

margins

ROA target of 1% for FY27

Bank expects to achieve ROA of 1% for the full year FY27, up from 0.93% in FY26.

margins