BANKOFBARODA / guidance tracker

Keep management guidance in view.

Bank of Baroda · forward-looking guidance across the available source record.

Research layer active

Guidance tracker

What management said would happen.

Loan growth guidance raised to 12-14% for FY27

Upsized from earlier 11-13% due to strong performance, subject to global headwinds.

growth

Deposit growth guidance raised to 10-12% for FY27

Upsized from 9-11% reflecting improved deposit mobilization.

growth

NIM guidance of 2.75-2.95% for FY27

Conservative range accounting for sticky deposit costs and volatile IT refunds.

margins

Capital raise plan of ₹14,500 crore (equity + AT1/Tier 2)

Includes ₹8,500 crore equity by FY28 and ₹6,000 crore AT1/Tier 2 in FY27.

capex