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Central Bank of vs LIC Housing Finance Q4 FY26

Side-by-side earnings comparison across verified financials, sentiment, risks, and management commentary.

CE

Central Bank of

Central Bank of India reported a mixed Q4 FY26.

LI

LIC Housing Finance

LIC Housing Finance reported Q4 FY26 revenue from operations of ₹7,194 crore, down ~1.2% YoY, while PAT grew 9.46% YoY to ₹1,497 crore, aided by lower credit costs (2 bps in Q4) and improved NIM of 2.80% (up 11 bps QoQ).

Result Snapshot

Revenue₹10,811 Cr₹7,194 Cr
PAT₹748 Cr₹1,497 Cr
EBITDA Margin
Sentimentneutralneutral

Key Quotes

Our capital is not a constraint for meeting our growth aspiration in credit side. We have given guidance of 14 to 16% in credit side growth.
Shri Kalyan Kumar · MD and CEO
Given a choice between protecting margins and going for growth, I would prefer to protect my margins than really go hell for growth.
Vikramaditya Singh · MD & CEO